VA VET Home Loans
Thinking of Buying, Selling or Refinancing a Home
These short videos explain what you need to
know as a Veteran.
Pamphlets on the VA Home Loan Program
On-line copies of VA Home Loan Pamphlets.
HomeOwnership Education for First Time Buyers
Valuable information for first time
homebuyers from the Ginnie Mae HomeOwnership Center.
Frequently Asked Questions
Answers to questions most frequently asked
about the VA Home Loan program.
About the Loan Guaranty Service
The VA Loan Guaranty Service
is the organization within the Veterans Benefits Administration charged with
the responsibility of administering the home loan program.
on Specially Adapted Housing for disabled veterans
Click here for information on the Special
Adapted Housing program for certain seriously disabled veterans.
VA Regional Loan Centers
Addresses, telephone numbers & websites of
our Regional Loan Centers.
Contact VA Loan Guaranty Service
E-mail Loan Guaranty Service
VA Approved Lenders
Find a VA approved lender in your home town
area using our E-lenders nationwide query.
Interest Rate Reduction Refinancing Loans
Have interest rates fallen since you
obtained your VA loan? Do you have an Adjustable Rate VA loan that you want
to convert to a fixed rate loan? The IRRRL program, also called the VA
streamlined refinancing program, may be for you. No appraisal or
underwriting is required and a certificate of eligibility is not necessary.
If You Have Trouble Making Your Payments
If you have a VA loan but are having trouble
making your mortgage payments, it is very important that you take steps to
avoid a foreclosure. VA may be able to help.
Information for Elderly Homeowners
Information for Elderly Homeowners covers
Reverse Mortgages, Interest Rate Reduction Refinancing Loans, and Home
VA Direct Home Loans for Native American Veterans
Living on Trust lands
VA direct home loans are available to
eligible Native American veterans who wish to purchase or construct a home
on trust lands.
Am I Eligible?
Determine if you are eligible for VA home
How to request a Certificate of Eligibility for VA
Home Loan Benefits
- To request a Certificate of Eligibility
for VA home loan benefits, you must complete
VA Form 26-1880 and submit it to one of our
VA Eligibility Centers along with
acceptable proof of service as described on the instruction page of the
It's also possible
to obtain a Certificate of Eligibility from your lender. Most lenders have
access to the ACE (automated certificate of eligibility) system. This
Internet based application can establish eligibility and issue an online
Certificate of Eligibility in a matter of seconds. Not all cases can be
processed through ACE - only those for which VA has sufficient data in our
records. However, veterans are encouraged to ask their lenders about this
method of obtaining a certificate.
A Certificate of Eligibility is NOT Necessary
for Interest Rate Reduction Refinance of Existing VA Loan
Your lender may use our e-mail confirmation procedure
in lieu of a certificate if you are obtaining a Interest Rate Reduction
Refinance of an existing VA loan.
Contact an Eligibility Center
If you have specific questions regarding VA home loan
eligibility, e-mail your Eligibility Center.
Most questions regarding the VA Home Loan Program are
answered in our
Frequently Asked Questions , we ask that you read them prior to sending an inquiry.
VA Eligibility Centers Address and Telephone Numbers
Addresses and Telephone numbers